Marriage Money Planner

See what different money arrangements would leave each of you to live on.

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Your monthly numbers

Example amounts are filled in. Replace them with yours. All amounts are in US dollars.

Partner A take-home income

Partner B take-home income

Shared bills and living costs

Shared savings goal

Include a monthly allowance for annual bills. Use a conservative month if income varies, and count each expense once.

Personal essentials outside the shared budget

For example, necessary medical costs or personal debt payments. Leave out expenses already included above or deducted from take-home pay.

Partner A essentials

Partner B essentials

Where money is kept

How shared costs are divided

Separate accounts and a shared account can use the same contribution method.

Your monthly picture

Remaining after the costs and savings you entered. Other needs still have to be covered. Rounding may assign one extra cent to Partner A.

Compare 50/50 with an income-based split

Money left after shared funding and entered personal essentials.

Method	Partner A	Partner B
50/50	$4,500	$1,500
According to income	$4,000	$2,000

The numbers give you a starting point. Unpaid care, income changes, and access to everyday money belong in the conversation, too.

The companion guide covers unequal incomes, unpaid work, choosing an affordable shared life, and how to begin the conversation.

Use your weekly check-in to name the pressure and choose a time to revisit the plan.